S103 would require health-insurance plans to cover the diagnosis and treatment of infertility for women ages 25 to 42, including related procedures and services.
The Rhode Island State Senate passed S103 on May 20, 2025 by a vote of 32 to 2. We have assigned pluses to the nays because this bill would force health insurers to cover infertility procedures that are tied to in vitro fertilization and other assisted reproductive technologies, which often result in the destruction or indefinite freezing of human embryos. Government should not compel individuals or insurers to subsidize practices that treat preborn human life as disposable. Such laws grossly violate property rights and the free market. Because the right to life is the most fundamental God-given and unalienable right—protected by the Declaration of Independence and secured by the Fifth and 14th Amendments to the U.S. Constitution—lawmakers should reject policies that normalize or financially support the destruction or cryo-incarceration of preborn children.
